The Qantas Premier Titanium Primary Cardholder is entitled to two complimentary single-entry Lounge Invitations to the Qantas First Lounges in Sydney, Melbourne or Los Angeles and two single-entry complimentary Lounge Invitations for use at domestic Qantas Club lounges or Qantas operated International Business Lounges (excluding Los Angeles Tom Bradley Terminal International Business Lounge) per anniversary year in accordance with the Qantas Premier Titanium Credit Card Benefit Terms and Conditions. Using Apple Pay is simple, and it works with the Apple devices you use every day. T&Cs apply. Eligible purchases do not include; Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions. A unique metal card that is heavy on benefits including accelerated Status Credits5, flight savings3 and a high earn rate.2, With cover that includes medical emergency, travel cancellation and purchase protection. The booking must be made by You through the Qantas Premier Titanium Concierge service and You must nominate at the time of booking that You wish to use the Discounted Fares Benefit and pay for the booking in full using Your Qantas Premier Titanium credit card. The Discounted Fare Benefit only applies to the base fare and does not apply to any carrier charges, taxes and other fees that may be included in the total fare price. You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points A joining fee may apply. Fees, charges and Terms & Conditions apply. Please note that the 150,000 bonus Qantas Points will not be awarded if you as the primary cardholder currently hold a Qantas Premier Everyday, Qantas Premier Platinum or Qantas Premier Titanium credit card, or have closed, or qualified for bonus Qantas Points on any of those Qantas Premier credit cards within the last 12 months. To save time before applying for The Qantas American Express Ultimate Card, make sure you can say ‘yes’ to the following: I have an annual income of $65,000 or more, I have no history of bad debt or payment default, I am an Australian citizen or permanent resident or hold a long term visa. The Primary cardholder is unable to transfer a First Lounge Invitation to another Qantas Frequent Flyer member that is not on the same booking as them. Qantas Premier Concierge is a complimentary service available to the Primary Cardholder of a Qantas Premier credit card. Go to mastercard.com.au for more information. Qantas Gift Vouchers purchased using Qantas Points are not eligible for this points offer. View all important information The ultimate Card for Qantas Points, rewards and benefits, Applying takes less than 10 minutes, and you could receive a response within 60 seconds, when you apply online, are approved and spend $3,000 on your new Card within the first 3 months. An eligible purchase is an Eligible Transaction as defined in Qantas Premier Credit Card Rewards Terms and Conditions. The Discounted Fare Benefit is subject to change. The account needs to be in good standing for bonus points to be awarded. An annual membership fee of $99 usually applies for Qantas Wine Premium Membership but this will be waived so long as you continue to hold your Qantas Premier Titanium credit card. Your additional cardholders are also covered - even when they are not travelling with you.7, On your first purchase of selected Qantas products and services, including Qantas flights, Qantas Club fees, Qantas Gift Vouchers, Qantas Rewards Store and Qantas Wine purchases – plus more.8, Should you require assistance – for instance, with a restaurant reservation or travel booking – your dedicated Concierge is only a phone call away, ready to help.9. Pay off purchases on your statement in manageable monthly repayments at a special rate over a set term. It is just one way your card helps to make the journey even more rewarding. Please refer to Section 5 of the Qantas Premier Credit Card Terms and Conditions for the instalment plan terms and conditions. Earn rate for the Qantas Premier Titanium credit card: 2 Qantas Points per whole AU$1 equivalent on International Spend; 1.25 Qantas Points per whole AU$1 on Domestic Spend up to and including AU$12,500 each Statement Period, 0.5 Qantas Points per whole AU$1 spent above AU$12,500 each Statement Period: plus 2 Additional Qantas Points per whole AU$1 on Qantas Spend. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer Terms and Conditions. View all important information interest rate for 6 months from the date the transaction is processed. Any cash payment must be made using an Accepted Payment Card. Any unpaid balance at the end of the 6 month period will revert to the variable annual percentage rate for retail purchases, currently 19.99% p.a. No interest free period is available on cash advances or balance transfers. The annual account keeping fee, currently $1,200, will be billed to your account on card activation for the first year, and on the anniversary of your card approval in subsequent years. All rewards are subject to the Qantas Premier Credit Card Rewards Terms and Conditions. Available to new Card Members only, Earn up to 1.25 Qantas Points per $1 spent on everyday purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent, Receive a $450 Qantas Travel Credit to use on eligible domestic or international Qantas flights each year when booked through, Enjoy two complimentary American Express Airport Lounge entries, Earn more Qantas Points with up to 4 Additional Cards for family members or friends, at no extra fee.